Active
· PF000288
· Commercial
· 78,383 properties
Hacking & Paterson
Registered as Hacking & Paterson Management Services Limited
· Updated 9 October 2026
TPI Member
Online portal
CommercialNational reach
2.4★
1019 reviews
78,383
Properties
14
Council areas
56/22
Cases / upheld
At a glance
At a Glance
Hacking & Paterson is a national property factor, managing around 78,383 properties across 14 areas of Scotland, with its largest presence in Glasgow, the Lothians, Paisley & Renfrewshire.
Its portfolio spans 3,737 buildings, averaging 21.0 units each — mainly small blocks.
It holds a GREEN risk rating with an adjusted case rate of 4.2 per 10,000 properties — below the median across factors (6.6).
Customer reviews average 2.4 stars across 1,019 Google and Trustpilot ratings.
Positive signals: TPI member; online homeowner portal.
How Hacking & Paterson's statement compares:
notice period 90 days vs median 90;
insurance commission: takes commission.
See how all 80 statements compare →
A homeowner complained that the property factor failed to explain why its insurance broker stopped obtaining multiple quotes for the block buildings policy, while the factor or its parent company received 26% commission on the premium. The Tribunal found a breach of Code Section 5.8 only — the factor could not demonstrate why multiple quotes were not obtained — but found no breach of OSP2, OSP3, Section 5.9, or property factor duties. The Tribunal proposed a Property Factor Enforcement Order requiring the factor to pursue the broker for a written explanation, provide it to the homeowner, explain its contractual position, and pay £250 compensation.
"the Property Factor, as the principal who instructs the broker as agent, is bound to comply with the Code regardless of this arrangement and is bound to ensure that the broker as agent is both aware of the terms of the Code and the requirement to comply with it."
Two homeowners applied for a Property Factor Enforcement Order alleging failures relating to the transparency of reserve/sinking fund accounting and the absence of a development-specific bank account. The Tribunal found that homeowners' funds were adequately ring-fenced in a nominee Bank of Scotland account separate from the factor's own fee income, and that the practical impossibility of opening an account in the names of 321 individual owners justified the pooled-account arrangement. All complaints under Code Sections 3.2 and 3.12 and WSS Clause 4.7 were dismissed.
"The Tribunal did not uphold the complaint under Section 3.12 of the Code. In arriving at its decision, the Tribunal considered the purpose of the Section, which is to ensure that homeowners' contributions to a reserve or sinking fund are ring-fenced."
A property company complained that the Factor breached the Code of Conduct by withholding circa £786 in float, retention and advance insurance funds after the sale of a property, and by delays in providing the complaints form. The Tribunal determined the application on the written record without an oral hearing. It found that the Factor had complied with sections 3.7, 3.8 and 7.1 of the 2021 Code of Conduct: the alleged inflexibility in the post-sale accounting process was not a breach, the Factor held adequate procedures for advance payments, and a written complaints handling procedure was in place.
"the Tribunal finds that the Factor has not failed in its duty under section 17(1)(b) of the 2011 Act to comply sections 3.7, 3.8 and 7.1 of the 2021 Code of Conduct."
A homeowner applied to the Tribunal alleging that the property factor had failed to comply with numerous Code paragraphs and WSS duties relating to communication, financial transparency, debt recovery, contractor management, and the use of an online portal at a 73-property development. After a two-day hearing, the Tribunal found no breach on any of the grounds alleged, concluding that identified shortcomings — including two erroneous debt notices and a letter sent in error in 2022 — amounted to isolated human error rather than systemic Code failures. The Tribunal observed that communication could be improved and encouraged the factor to issue a specification of works to homeowners.
"The Tribunal determined that the Factor has not failed to comply with the Section 14 duty in terms of the Act or failed to carry out their property factor duties."
Two linked applications alleged failures by the property factor under the 2012 and 2021 Codes of Conduct, covering lawn maintenance standards, debt recovery conduct, communications, invoicing clarity, and the approach to the homeowner's mortgage lender. Following two case management discussions and two hearings, the Tribunal found all complaints unsubstantiated, noting that the homeowner had not communicated dissatisfaction to the property factor prior to legal enforcement and that the mortgage-lender contact incident arose from circumstances outside the factor's immediate control. The Tribunal determined no failure to comply with any Code provision or Property Factor Duty.
"For these reasons, the Tribunal determined that there had been no failure to comply with the Property Factor Duties."
Yes, Hacking & Paterson has had 56 tribunal cases since 2021, with 39% of complaints upheld.
How do I make a complaint about Hacking & Paterson?
First, raise your complaint directly with Hacking & Paterson using their formal complaints procedure (required by law to be in their Written Statement of Services). If the factor refuses or unreasonably delays after you notify them in writing (section 17 of the Property Factors (Scotland) Act 2011), you can apply to the Housing & Property Chamber. Visit housingandpropertychamber.scot to start an application. Our complaints guide explains the full process including template letters.
How do I switch away from Hacking & Paterson?
To change property factors, you'll need a majority vote from property owners in your development (typically at an AGM or EGM). The new factor must be registered with the Scottish Property Factor Register. Our switching guide explains the full process step-by-step.
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