Active · PF000170 · Commercial · 12,521 properties

Trinity Factoring

Registered as Trinity Factoring Services Ltd · Updated 25 May 2026
TPI Member Online portal Commercial National reach
3.5
182 reviews
12,521
Properties
12
Council areas
15/6
Cases / upheld
At a glance
At a Glance

Trinity Factoring is a national property factor, managing around 12,521 properties across 12 areas of Scotland, with its largest presence in Edinburgh, the Lothians, Aberdeen & Aberdeenshire. Its portfolio spans 410 buildings, averaging 30.5 units each — weighted towards medium blocks. It holds a GREEN risk rating with an adverse case rate of 4.8 per 10,000 properties — in line with the sector average of 4.5. Customer reviews average 3.5 stars across 182 Google and Trustpilot ratings. Positive signals: TPI member; 28-day notice period to switch; online homeowner portal.

Tribunal risk
GREEN
6 / 15
Top issue: Communication

Ratings & Reviews

Written Statement of Services

Management Fee
fixed
Emergency Response
4 hours
Routine Response
10 working days
Enquiry Response
1 working day
Complaint Response
5 working days
Billing Frequency
Annually
Notice Period
28 days
Insurance Commission
Takes 17.5% commission
No Mandatory Float Online Portal TPI Member Property Managers Association Scotland, Financial Conduct Authority, Information Commissioner’s Office

Property Coverage

Trinity Factoring manages approximately 12,521 properties across 12 areas of Scotland.

Area Properties Market share
Edinburgh 7,631 11%
Lothians 1,890 <5%
Fife 437 <5%
Perth & Kinross 259 11%

Portfolio Profile

410
Buildings managed
30.5
Avg units / building
22
Median units / building

Building Size Distribution

76
1–10
154
11–25
119
26–50
49
51–100
12
100+

Distribution of managed buildings by unit count. Average building size: 30.5 units.

Tribunal Record

Since 2021
15
Cases
40%
Upheld
(avg: 51%)
4.8
Rate/10k
(avg: 4.5)
5
PFEOs
Enforcement
£2,350
Paid
Compensation
Communication
Top Issue
7 cases
All Complaint Types
Communication (7) Other (6) Maintenance (5) Financial (5) Complaints Handling (4) Insurance (1)

Recent Decisions

The tribunal found a breach of the Code of Conduct regarding complaint handling timescales but dismissed the applications and did not issue a PFEO because the breach was minor.
"The Tribunal considers that in the whole circumstances of the case this is a rather minor matter. Accordingly, the Tribunal does not consider that making any Property Factor Enforcement Order would be appropriate."
Maintenance Complaints Handling
View on HPC →
FTS/HPC/PF/24/5520 2025-06-27
Dismissed
The homeowner alleged breaches of the Code of Conduct. The tribunal found the property factor had complied with the relevant sections of the Code and dismissed the application, making no order.
"The Tribunal determined that the Respondent has complied with the duty under section 14 of the 2011 Act, and in particular has complied with sections 7.1 and 7.5 of the Code of Conduct for Property Factors 2021."
Maintenance Financial Other Complaints Handling
View on HPC →
PFEO Complied
The tribunal found breaches of the Code of Conduct and issued a PFEO requiring the factor to pay compensation and provide documentation. The factor complied with the order.
"The Property Factor Enforcement Order dated 22nd July 2024 has been complied with."
Communication Financial Maintenance Complaints Handling
£600 compensation ⚠ PFEO issued
View on HPC →

Thinking of switching from Trinity Factoring Services Ltd? Read our step-by-step guide to changing property factors in Scotland.

Had problems with Trinity Factoring Services Ltd? Read our step-by-step guide to making a formal complaint about your property factor.

Company Info

Companies House →
Status Active
Incorporated 1979-03-15
Company No. SC067354
Accounts Up to date
Directors 1
Avg. Tenure

FAQ

Has Trinity Factoring had any tribunal cases?
Yes, Trinity Factoring has had 15 tribunal cases since 2021, with 40% of complaints upheld.
How do I make a complaint about Trinity Factoring?
First, raise your complaint directly with Trinity Factoring using their formal complaints procedure (required by law to be in their Written Statement of Services). If unresolved after 8 weeks, you can apply to the Housing & Property Chamber. Visit housingandpropertychamber.scot to start an application. Our complaints guide explains the full process including template letters.
How do I switch away from Trinity Factoring?
To change property factors, you'll need a majority vote from property owners in your development (typically at an AGM or EGM). The new factor must be registered with the Scottish Property Factor Register. Our switching guide explains the full process step-by-step.
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