Cumming Turner & Watt has faced 11 tribunal cases since 2021, with 8 upheld or partially upheld (89%). Most recent: 2025-12-03.

Tribunal Rating RED How is this calculated?
11 Cases
89% Upheld (avg: 69%)
35.6 Rate/10k (avg: 4.7)
5 PFEOs
£9,300 Compensation

Cases Over Time

2021
0
2022
0
2023
4
2024
4
2025
3
2026
0

Outcomes

4 PFEO Breached 36%
3 PFEO Proposed 27%
2 Rejected - Procedural 18%
1 PFEO Pending 9%
1 Factor Complied 9%

Complaint Types

Based on 6 analysed cases.

Communication
5
Maintenance
5
Financial
3
Complaints Handling
3
Other
2
Disclosure
1
Insurance
1

Enforcement & Compensation

Enforcement Orders (PFEOs)

5 of 11 cases (45%)

Compensation Awarded

£9,300 total

Largest: £5,000 (FTS/HPC/PF/24/0904)

Notable Cases

FTS/HPC/PF/24/0904
PFEO Proposed
2025-12-03 · £5,000 compensation

The Tribunal found Cumming, Turner and Watt had breached the Code of Conduct by failing to respond to complaints and manage repairs. A Proposed Property Factor Enforcement Order was issued, including an apology and compensation of £5,000.

"The Tribunal therefore considers that the Respondent’s breaches have had extremely serious consequences and ought to be treated at the highest end of the scale of severity which the Tribunal uses to assess such matters."
FTS/HPC/PF/24/1647
PFEO Pending ⚠ PFEO Issued
2025-09-06 · £1,000 compensation

The tribunal found the factor in breach of the 2021 Code for failing to communicate and address homeowner complaints. The tribunal issued a PFEO requiring apologies, staff training, and compensation.

Communication Maintenance Other
"The Factor shall pay the Applicants the sum of £1000.00 for the worry, distress and inconvenience suffered by them as a result of the Factor’s breach of the 2021 Code."
FTS/HPC/PF/23/1109
PFEO Breached ⚠ PFEO Issued
2024-04-16 · £300 compensation

The Tribunal found the factor failed to communicate adequately with the homeowner, and issued a PFEO. The factor failed to comply with the PFEO.

Communication Maintenance
"The Tribunal now confirms that the Respondent has failed to comply with the terms of that Order."
FTS/HPC/PF/23/1578
PFEO Breached ⚠ PFEO Issued
2023-12-19 · £2,000 compensation

The tribunal found that the factor had failed to comply with the previously issued Property Factor Enforcement Order.

Communication Financial Maintenance Insurance Complaints Handling Other
"The Tribunal determined that the Property Factor: - Has failed to comply with the Property Factor Enforcement Order which was issued on 10th January 2024."
FTS/HPC/PF/23/1594
PFEO Breached ⚠ PFEO Issued
2023-10-30

The tribunal found the factor had partially complied with the PFEO, but not fully. The Tribunal determined the factor failed to fully comply with the PFEO.

Communication Maintenance Financial Complaints Handling
"The Tribunal determined that the Property Factor has failed to comply with the Property Factor Enforcement Order (PFEO) dated 1 December 2023."

All Cases

Date Reference Outcome PFEO Comp.
2025-12-03 FTS/HPC/PF/24/0904 PFEO Proposed £5,000 Details
2025-11-11 FTS/HPC/PF/23/2234 | FTS/HPC/PF/23/2235 | FTS/HPC/PF/23/2236 | FTS/HPC/PF/23/2237 | FTS/HPC/PF/23/2239 | FTS/HPC/PF/23/2240 PFEO Proposed Details
2025-09-06 FTS/HPC/PF/24/1647 PFEO Pending PFEO £1,000 Details
2024-11-06 FTS/HPC/PF/24/2839FTS/HPC/PF/24/2839 Rejected - Procedural Details
2024-09-02 FTS/HPC/PF/23/4244 | FTS/HPC/PF/24/0011 PFEO Proposed Details
2024-07-04 FTS/HPC/PF/23/2601 Rejected - Procedural Details
2024-04-16 FTS/HPC/PF/23/1109 PFEO Breached PFEO £300 Details
2023-12-19 FTS/HPC/PF/23/1578 PFEO Breached PFEO £2,000 Details
2023-10-30 FTS/HPC/PF/23/1594 PFEO Breached PFEO Details
2023-10-06 FTS/HPC/PF/22/3836 PFEO Breached PFEO £1,000 Details
2023-05-22 FTS/HPC/PF/23/1651 Factor Complied Details

Data from Housing & Property Chamber. Cases initiated since 2021..

Case Details

Click "Details" in the table above to jump to a case.

FTS/HPC/PF/24/0904 2025-12-03
PFEO Proposed £5,000

The Tribunal found Cumming, Turner and Watt had breached the Code of Conduct by failing to respond to complaints and manage repairs. A Proposed Property Factor Enforcement Order was issued, including an apology and compensation of £5,000.

"The Tribunal therefore considers that the Respondent’s breaches have had extremely serious consequences and ought to be treated at the highest end of the scale of severity which the Tribunal uses to assess such matters."
FTS/HPC/PF/23/2234 | FTS/HPC/PF/23/2235 | FTS/HPC/PF/23/2236 | FTS/HPC/PF/23/2237 | FTS/HPC/PF/23/2239 | FTS/HPC/PF/23/2240 2025-11-11
PFEO Proposed

The tribunal found the factor in breach of the code of conduct and proposed to make a Property Factor Enforcement Order.

"Having made the above findings, the Tribunal proposes to make a Property Factor Enforcement Order in terms of Section 19 (2) of the Act."
FTS/HPC/PF/24/1647 2025-09-06
PFEO Pending PFEO Issued £1,000

The tribunal found the factor in breach of the 2021 Code for failing to communicate and address homeowner complaints. The tribunal issued a PFEO requiring apologies, staff training, and compensation.

Communication Maintenance Other
"The Factor shall pay the Applicants the sum of £1000.00 for the worry, distress and inconvenience suffered by them as a result of the Factor’s breach of the 2021 Code."
FTS/HPC/PF/24/2839FTS/HPC/PF/24/2839 2024-11-06
Rejected - Procedural

The tribunal rejected the homeowner's application because the homeowner failed to provide required documentation as per the rules.

"The Legal Member therefore determines that the application cannot be accepted. The application is rejected on that basis."
FTS/HPC/PF/23/4244 | FTS/HPC/PF/24/0011 2024-09-02
PFEO Proposed

The Tribunal found the factor had breached the code of conduct and proposed a Property Factor Enforcement Order to address the issues.

Communication Financial Disclosure Complaints Handling
"The Property Factor has made errors and therefore, the Tribunal proposes to make a PFEO."
FTS/HPC/PF/23/2601 2024-07-04
Rejected - Procedural

The tribunal rejected the application because the homeowner failed to provide requested information, including evidence of notifying the property factor of their concerns.

"The Legal Member therefore determines that the application cannot be accepted. The application is rejected on that basis."
FTS/HPC/PF/23/1109 2024-04-16
PFEO Breached PFEO Issued £300

The Tribunal found the factor failed to communicate adequately with the homeowner, and issued a PFEO. The factor failed to comply with the PFEO.

Communication Maintenance
"The Tribunal now confirms that the Respondent has failed to comply with the terms of that Order."
FTS/HPC/PF/23/1578 2023-12-19
PFEO Breached PFEO Issued £2,000

The tribunal found that the factor had failed to comply with the previously issued Property Factor Enforcement Order.

Communication Financial Maintenance Insurance Complaints Handling Other
"The Tribunal determined that the Property Factor: - Has failed to comply with the Property Factor Enforcement Order which was issued on 10th January 2024."
FTS/HPC/PF/23/1594 2023-10-30
PFEO Breached PFEO Issued

The tribunal found the factor had partially complied with the PFEO, but not fully. The Tribunal determined the factor failed to fully comply with the PFEO.

Communication Maintenance Financial Complaints Handling
"The Tribunal determined that the Property Factor has failed to comply with the Property Factor Enforcement Order (PFEO) dated 1 December 2023."
FTS/HPC/PF/22/3836 2023-10-06
PFEO Breached PFEO Issued £1,000

The tribunal found that Cumming Turner & Watt failed to comply with the Property Factor Enforcement Order that was made on 9 January 2024.

Maintenance
"The tribunal determined that the property factors have failed to comply with the terms of the Property Factor Enforcement Order made on 9 January 2024"
FTS/HPC/PF/23/1651 2023-05-22
Factor Complied

The tribunal rejected the application because the applicant did not provide required information, specifically evidence of notifying the factor of their concerns.

"The Legal Member therefore determines that the application cannot be accepted. The application is rejected on that basis."

How We Calculate Ratings

Ratings are based on a factor's adjusted adverse case rate per 10,000 properties for cases initiated since 2021. Cases involving Property Factor Enforcement Orders (PFEOs) are weighted more heavily.

Rating Bands

CLEAN Zero adverse cases since 2021
GREEN Adjusted rate of 10 or fewer per 10,000 properties
ORANGE Rate between 11–30 per 10,000, OR 2+ PFEO breaches
RED Rate above 30 per 10,000 properties
LIMITED Fewer than 50 properties (insufficient data)

Special Rules

  • Factors with only 1–2 adverse cases (no PFEO breaches) are capped at GREEN
  • 2+ PFEO breaches = minimum ORANGE rating regardless of case rate

Read our full methodology →

Data Updates

  • Last updated: 2026-03-05
  • Next update:

We update quarterly. For the latest decisions, search the HPC directly →

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