Homesbook Factoring Limited has faced 5 tribunal cases since 2021, with 3 upheld or partially upheld (75%). Most recent: 2025-03-24.

Tribunal Rating ORANGE How is this calculated?
5 Cases
75% Upheld (avg: 69%)
18.7 Rate/10k (avg: 4.7)
3 PFEOs
£1,400 Compensation

Cases Over Time

2021
1
2022
0
2023
1
2024
1
2025
2
2026
0

Outcomes

3 PFEO Complied 60%
1 Factor Complied 20%
1 Rejected - Procedural 20%

Complaint Types

Based on 4 analysed cases.

Communication
4
Financial
4
Maintenance
3
Other
2
Complaints Handling
2
Debt Recovery
1

Enforcement & Compensation

Enforcement Orders (PFEOs)

3 of 5 cases (60%)

Compensation Awarded

£1,400 total

Largest: £750 (FTS/HPC/PF/23/1619)

Notable Cases

FTS/HPC/PF/23/3717
PFEO Complied ⚠ PFEO Issued
2025-03-24 · £150 compensation

The tribunal found the factor in breach of the code of conduct and issued a PFEO. The factor complied with the order and the tribunal confirmed compliance and awarded the homeowner compensation.

Communication Maintenance Financial Other
"The Tribunal, having considered the representations from both parties explaining that the Property Factor Enforcement Order has been complied with, now confirms that the Respondent has complied with the terms of the Property Factor Enforcement Order made."
FTS/HPC/PF/23/1619
PFEO Complied ⚠ PFEO Issued
2024-02-22 · £750 compensation

The tribunal found multiple breaches of the Code of Conduct by the property factor. A Property Factor Enforcement Order was issued. The property factor complied with the order.

Communication Financial Maintenance
"The Tribunal made a Property Factor Enforcement Order to be read with this decision."
FTS/HPC/PF/21/0213
PFEO Complied ⚠ PFEO Issued
2021-06-21 · £500 compensation

The tribunal previously issued a PFEO and found the factor had complied with it. A certificate of completion was issued.

Communication Financial Maintenance Other Complaints Handling
"The Tribunal unanimously determined that the respondent has complied with the PFEO issued on 9 June 2021, and accordingly the Tribunal determined to issue a Certificate of Completion in confirmation that compliance had been achieved."

All Cases

Date Reference Outcome PFEO Comp.
2025-03-24 FTS/HPC/PF/23/3717 PFEO Complied PFEO £150 Details
2025-01-28 FTS/HPC/PF/23/4448 Factor Complied Details
2024-02-22 FTS/HPC/PF/23/1619 PFEO Complied PFEO £750 Details
2023-07-12 FTS/HPC/PF/22/3644 | FTS/HPC/PF/22/4026 Rejected - Procedural Details
2021-06-21 FTS/HPC/PF/21/0213 PFEO Complied PFEO £500 Details

Data from Housing & Property Chamber. Cases initiated since 2021..

Case Details

Click "Details" in the table above to jump to a case.

FTS/HPC/PF/23/3717 2025-03-24
PFEO Complied PFEO Issued £150

The tribunal found the factor in breach of the code of conduct and issued a PFEO. The factor complied with the order and the tribunal confirmed compliance and awarded the homeowner compensation.

Communication Maintenance Financial Other
"The Tribunal, having considered the representations from both parties explaining that the Property Factor Enforcement Order has been complied with, now confirms that the Respondent has complied with the terms of the Property Factor Enforcement Order made."
FTS/HPC/PF/23/4448 2025-01-28
Factor Complied

The tribunal determined the homeowner's complaints were not upheld, finding that the property factor had been validly appointed and that the homeowner was aware of the property factor's appointment. No breaches of the Code of Conduct were found.

Communication Financial Debt Recovery Complaints Handling
"The Tribunal decided, on the balance of probabilities, that the homeowner had been aware of the appointment of the property factors and that she did not first learn of their appointment when she received a letter from debt recovery agents on 14 September 2023."
FTS/HPC/PF/23/1619 2024-02-22
PFEO Complied PFEO Issued £750

The tribunal found multiple breaches of the Code of Conduct by the property factor. A Property Factor Enforcement Order was issued. The property factor complied with the order.

Communication Financial Maintenance
"The Tribunal made a Property Factor Enforcement Order to be read with this decision."
FTS/HPC/PF/22/3644 | FTS/HPC/PF/22/4026 2023-07-12
Rejected - Procedural

The Tribunal rejected the homeowner's application because the homeowner did not provide the required information and documentation as requested.

"The Legal Member therefore determines that the application cannot be accepted. The application is rejected on that basis."
FTS/HPC/PF/21/0213 2021-06-21
PFEO Complied PFEO Issued £500

The tribunal previously issued a PFEO and found the factor had complied with it. A certificate of completion was issued.

Communication Financial Maintenance Other Complaints Handling
"The Tribunal unanimously determined that the respondent has complied with the PFEO issued on 9 June 2021, and accordingly the Tribunal determined to issue a Certificate of Completion in confirmation that compliance had been achieved."

How We Calculate Ratings

Ratings are based on a factor's adjusted adverse case rate per 10,000 properties for cases initiated since 2021. Cases involving Property Factor Enforcement Orders (PFEOs) are weighted more heavily.

Rating Bands

CLEAN Zero adverse cases since 2021
GREEN Adjusted rate of 10 or fewer per 10,000 properties
ORANGE Rate between 11–30 per 10,000, OR 2+ PFEO breaches
RED Rate above 30 per 10,000 properties
LIMITED Fewer than 50 properties (insufficient data)

Special Rules

  • Factors with only 1–2 adverse cases (no PFEO breaches) are capped at GREEN
  • 2+ PFEO breaches = minimum ORANGE rating regardless of case rate

Read our full methodology →

Data Updates

  • Last updated: 2026-03-05
  • Next update:

We update quarterly. For the latest decisions, search the HPC directly →

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