Hacking & Paterson Management Services Limited has faced 45 tribunal cases since 2021, with 20 upheld or partially upheld (59%). Most recent: 2025-11-26.

Tribunal Rating ORANGE How is this calculated?
45 Cases
59% Upheld (avg: 69%)
2.6 Rate/10k (avg: 4.7)
10 PFEOs
£3,065 Compensation

Cases Over Time

2021
5
2022
7
2023
16
2024
9
2025
7
2026
0

Outcomes

14 Factor Complied 31%
9 Rejected - Procedural 20%
8 PFEO Complied 18%
6 PFEO Proposed 13%
4 Breach - No Order 9%
2 PFEO Breached 4%
1 Withdrawn - Settled 2%
1 Withdrawn 2%

Complaint Types

Based on 34 analysed cases.

Communication
26
Financial
17
Maintenance
14
Other
14
Consultation
7
Complaints Handling
7
Insurance
4
Debt Recovery
4
Disclosure
2

Enforcement & Compensation

Enforcement Orders (PFEOs)

10 of 45 cases (22%)

Compensation Awarded

£3,065 total

Largest: £750 (FTS/HPC/PF/24/1969)

Notable Cases

FTS/HPC/PF/24/1969
PFEO Complied ⚠ PFEO Issued
2025-03-13 · £750 compensation

The Tribunal found the factor breached the Code of Conduct by improperly requesting payment for a survey charge and failing to provide complete insurance documents when requested. The tribunal issued a Property Factor Enforcement Order for compensation and a refund, which the factor subsequently complied with.

Communication Financial Insurance
"The Tribunal makes the following PFEO:"
FTS/HPC/PF/23/1788
PFEO Complied ⚠ PFEO Issued
2025-02-06 · £750 compensation

The Tribunal found breaches of the Code of Conduct and proposed a Property Factor Enforcement Order. The factor was ordered to pay the applicant £750.

Communication Maintenance Consultation
"The First-tier Tribunal proposes to make the following Property Factor Enforcement Order ("PFEO"):"
FTS/HPC/LM/24/0167
PFEO Complied ⚠ PFEO Issued
2024-08-20

The tribunal found the factor breached the code by instructing a repair on land not factored by them and then failing to inform residents. A PFEO was issued, which the factor complied with by communicating with residents about the error.

Communication Financial Other
"The Respondent is ordered to issue a communication to all residents of the development explaining what happened with the mistaken repair and setting out what steps they have taken to avoid any repetition."
FTS/HPC/PF/23/3408
PFEO Breached ⚠ PFEO Issued
2024-05-23

The tribunal found the factor in breach of the Code. A PFEO was issued, which the factor failed to comply with.

Communication Financial
"The Tribunal determined that the Property Factor: Has failed to comply with the Property Factor Enforcement Order which was issued on 24th June 2024."
FTS/HPC/PF/23/3192+3193
PFEO Complied ⚠ PFEO Issued
2024-04-25 · £250 compensation

The tribunal found that the factor failed to carry out their duties and issued a Property Factor Enforcement Order for £250 in compensation. The factor complied with the order.

Maintenance Communication Complaints Handling
"Within one month of the communication to the property factors of the PFEO, the property factors shall pay to the homeowner the sum of £250 by way of compensation for the property factors’ failure to comply with the Property Factor’s Duties."

All Cases

Date Reference Outcome PFEO Comp.
2025-11-26 FTS/HPC/PF/25/0043 Withdrawn - Settled Details
2025-10-06 FTS/HPC/PF/24/3846 Breach - No Order Details
2025-08-06 FTS/HPC/PF/24/5227 Factor Complied Details
2025-07-15 FTS/HPC/PF/24/2705 Factor Complied Details
2025-03-13 FTS/HPC/PF/24/1969 PFEO Complied PFEO £750 Details
2025-02-11 FTS/HPC/PF/24/1791 PFEO Proposed Details
2025-02-06 FTS/HPC/PF/23/1788 PFEO Complied PFEO £750 Details
2024-12-10 FTS/HPC/PF/24/1381 Breach - No Order £200 Details
2024-08-20 FTS/HPC/LM/24/0167 PFEO Complied PFEO Details
2024-08-14 FTS/HPC/LM/23/1622+1624 Factor Complied Details
2024-05-23 FTS/HPC/PF/23/3408 PFEO Breached PFEO Details
2024-05-01 FTS/HPC/PF/23/0586+1222 Withdrawn Details
2024-04-25 FTS/HPC/PF/23/3192+3193 PFEO Complied PFEO £250 Details
2024-03-14 FTS/HPC/PF/23/2549 Factor Complied Details
2024-02-20 FTS/HPC/PF/24/0837 Rejected - Procedural Details
2024-02-16 FTS/HPC/PF/23/1977 Factor Complied Details
2023-10-04 FTS/HPC/PF/22/4244 Rejected - Procedural Details
2023-10-02 FTS/HPC/PF/23/1149 Factor Complied Details
2023-09-28 FTS/HPC/PF/23/0742+0743 Factor Complied Details
2023-09-19 FTS/HPC/PF/22/4324 | FTS/HPC/PF/22/4325 PFEO Complied PFEO £345 Details
2023-08-16 FTS/HPC/LM/23/0214 PFEO Proposed Details
2023-08-01 FTS/HPC/PF/22/2960 Factor Complied Details
2023-06-26 FTS/HPC/PF/22/2528 PFEO Breached PFEO Details
2023-05-25 FTS/HPC/PF/22/3616 PFEO Proposed Details
2023-05-17 FTS/HPC/PF/22/1581 PFEO Complied PFEO Details
2023-05-09 FTS/HPC/PF/22/1885, FTS/HPC/PF/22/1887 Factor Complied Details
2023-04-20 FTS/HPC/LM/22/4257 | FTS/HPC/LM/22/4258 | FTS/HPC/LM/22/4259 | FTS/HPC/LM/22/4260 | FTS/HPC/LM/22/4261 | FTS/HPC/LM/22/4262 | FTS/HPC/LM/22/4263 | FTS/HPC/LM/22/4264 | FTS/HPC/LM/22/4265 | FTS/HPC/LM/22/4266 Rejected - Procedural Details
2023-04-18 FTS/HPC/PF/22/2635 PFEO Complied PFEO £270 Details
2023-04-17 FTS/HPC/LM/22/4137 Factor Complied Details
2023-03-14 FTS/HPC/LM/23/0962 Rejected - Procedural Details
2023-01-26 FTS/HPC/PF/21/2237 PFEO Proposed Details
2023-01-23 FTS/HPC/LM/22/1797 Factor Complied Details
2022-11-22 FTS/HPC/PF/22/2047 Factor Complied Details
2022-06-01 FTS/HPC/PF/21/2798 Breach - No Order Details
2022-04-12 FTS/HPC/PF/21/1604 Breach - No Order Details
2022-02-15 FTS/HPC/PF/21/3005 Factor Complied Details
2022-02-08 FTS/HPC/PF/21/1698 PFEO Proposed £500 Details
2022-01-11 FTS/HPC/PF/21/2534 PFEO Complied PFEO Details
2022-01-05 FTS/HPC/PF/21/2287 Rejected - Procedural Details
2021-11-23 FTS/HPC/PF/21/2967 Rejected - Procedural Details
2021-11-11 FTS/HPC/PF/21/2285 Rejected - Procedural Details
2021-11-11 FTS/HPC/PF/21/2286 Rejected - Procedural Details
2021-05-10 FTS/HPC/PF/21/1086 Rejected - Procedural Details
2021-03-18 FTS/HPC/PF/21/0052 Factor Complied Details
FTS/HPC/PF/24/3638 PFEO Proposed Details

Data from Housing & Property Chamber. Cases initiated since 2021..

Case Details

Click "Details" in the table above to jump to a case.

FTS/HPC/PF/25/0043 2025-11-26
Withdrawn - Settled

The application was dismissed because the parties reached a settlement.

"The tribunal, therefore, dismisses the Application"
FTS/HPC/PF/24/3846 2025-10-06
Breach - No Order

The tribunal found a breach of the Code of Conduct (2.1) because the factor did not consult the homeowner about the increase in the float adequately. No further action was taken.

Communication Consultation
"We consider that there has been a breach under this section of the code as far as the Property Factor did not ensure that the Homeowner was consulted appropriately in decision-making and had access to the information, she needed to understand the operation of the Property Factor."
FTS/HPC/PF/24/5227 2025-08-06
Factor Complied

The homeowner alleged breaches of the Code of Conduct. The tribunal found no breaches and dismissed the application, noting that the factor had already offered compensation in the form of a refund of management fees.

Communication Maintenance Complaints Handling
"The First-tier Tribunal for Scotland Housing and Property Chamber determined that the property factors have not failed to comply with OSP2, OSP3, OSP4, OSP6, OSP11 or Sections 1.5, 2.1, 2.3, 2.4, 2.7, 6.1, 6.4, 6.6, 6.8, 6.12 or 7.1 of the Property Factors Code of Conduct effective from 16 August 2021 and have not failed to comply with the property factor’s duties."
FTS/HPC/PF/24/2705 2025-07-15
Factor Complied

The Tribunal rejected the homeowner's application because the homeowner did not provide the required information and evidence of notification to the property factor.

"The Legal Member therefore determines that the application cannot be accepted. The application is rejected on that basis."
FTS/HPC/PF/24/1969 2025-03-13
PFEO Complied PFEO Issued £750

The Tribunal found the factor breached the Code of Conduct by improperly requesting payment for a survey charge and failing to provide complete insurance documents when requested. The tribunal issued a Property Factor Enforcement Order for compensation and a refund, which the factor subsequently complied with.

Communication Financial Insurance
"The Tribunal makes the following PFEO:"
FTS/HPC/PF/24/1791 2025-02-11
PFEO Proposed

The tribunal found the property factor had breached multiple sections of the Property Factor Code of Conduct regarding the handling of homeowner complaints about water ingress issues and made a Proposed Property Factor Enforcement Order.

Communication Maintenance Disclosure Other
"The Tribunal determined that the Property Factor has failed to comply with the Section 14 duty in terms of the Act in respect of compliance with Overarching Standards of Practice 1, 2 and 6 and Sections 2.4,2.7,6.1 and 6.4 of the Property Factor Code of Conduct 2021 (“the 2021 Code”)."
FTS/HPC/PF/23/1788 2025-02-06
PFEO Complied PFEO Issued £750

The Tribunal found breaches of the Code of Conduct and proposed a Property Factor Enforcement Order. The factor was ordered to pay the applicant £750.

Communication Maintenance Consultation
"The First-tier Tribunal proposes to make the following Property Factor Enforcement Order ("PFEO"):"
FTS/HPC/PF/24/1381 2024-12-10
Breach - No Order £200

The Tribunal determined the Property Factor had failed to comply with the Section 14 duty and proposes to issue a Property Factor Enforcement Order to address the issue. The homeowner's application was dismissed.

Disclosure Communication
"The First-tier Tribunal proposes to make the following Property Factor Enforcement Order ("PFEO"):"
FTS/HPC/LM/24/0167 2024-08-20
PFEO Complied PFEO Issued

The tribunal found the factor breached the code by instructing a repair on land not factored by them and then failing to inform residents. A PFEO was issued, which the factor complied with by communicating with residents about the error.

Communication Financial Other
"The Respondent is ordered to issue a communication to all residents of the development explaining what happened with the mistaken repair and setting out what steps they have taken to avoid any repetition."
FTS/HPC/LM/23/1622+1624 2024-08-14
Factor Complied

The tribunal refused the applications by the homeowner, finding the property factor had acted with reasonable skill and care and had not breached their duties.

Maintenance Consultation
"The First-tier Tribunal for Scotland (Housing and Property Chamber) (“the Tribunal”) determined that the Property Factor has not failed to carry out their duties in terms of section 17 of Property Factors (Scotland) Act 2011."
FTS/HPC/PF/23/3408 2024-05-23
PFEO Breached PFEO Issued

The tribunal found the factor in breach of the Code. A PFEO was issued, which the factor failed to comply with.

Communication Financial
"The Tribunal determined that the Property Factor: Has failed to comply with the Property Factor Enforcement Order which was issued on 24th June 2024."
FTS/HPC/PF/23/0586+1222 2024-05-01
Withdrawn

The Tribunal found the Factor in breach of sections 2.1, 5.3 and 6.1 of the 2021 Code of Conduct and its written statement of services, but did not issue a PFEO. The Homeowner withdrew the application C1.

Communication Maintenance Financial Insurance
"We consider that there has been a breach under this section."
FTS/HPC/PF/23/3192+3193 2024-04-25
PFEO Complied PFEO Issued £250

The tribunal found that the factor failed to carry out their duties and issued a Property Factor Enforcement Order for £250 in compensation. The factor complied with the order.

Maintenance Communication Complaints Handling
"Within one month of the communication to the property factors of the PFEO, the property factors shall pay to the homeowner the sum of £250 by way of compensation for the property factors’ failure to comply with the Property Factor’s Duties."
FTS/HPC/PF/23/2549 2024-03-14
Factor Complied

The homeowner alleged the factor was unreasonably charging for services related to the sale of their property. The Tribunal found the factor had acted in line with its written statement of services and dismissed the application.

Financial Other
"The Tribunal determined that the Property Factor has not failed to carry out its property factor duties in terms of section 17(1) of the 2011 Act, and has not failed to comply with the Code."
FTS/HPC/PF/24/0837 2024-02-20
Rejected - Procedural

The Tribunal rejected the application because the applicant did not provide the required information, including clarifying the connection between the applicant and a third party, and providing required notifications to the factor.

"Accordingly the Tribunal have good reason to believe that it would not be appropriate to accept the application and reject the application in terms of rule 8 (1)(c) of the Tribunal Rules."
FTS/HPC/PF/23/1977 2024-02-16
Factor Complied

The Tribunal found that the Respondent (Hacking and Paterson) did not breach the Code of Conduct and dismissed the Applicant's claims.

Communication Consultation Complaints Handling Other
"The Respondent did not breach the Code."
FTS/HPC/PF/22/4244 2023-10-04
Rejected - Procedural

The homeowner's application was dismissed due to non-compliance with the tribunal's directions and non-attendance at a case management discussion.

Maintenance Insurance Complaints Handling
"Consequently, the Tribunal dismiss the application."
FTS/HPC/PF/23/1149 2023-10-02
Factor Complied

The homeowner alleged breaches of the Property Factor Code of Conduct. The Tribunal found no breaches of the Code and dismissed the application.

Communication Maintenance Other
"Overall, the Tribunal therefore does not consider the Respondent to have been in breach of para.2.1 of the Code."
FTS/HPC/PF/23/0742+0743 2023-09-28
Factor Complied

The homeowner alleged breaches of the Property Factor Code of Conduct. The tribunal found that the property factor had not breached the code and dismissed the applications.

Communication Financial Maintenance Consultation
"The First-tier Tribunal for Scotland (Housing and Property Chamber) (“the Tribunal”) determined that the Property Factor has not failed to comply with the Section 14 duty in terms of the Act in respect of compliance with the Property Factor Code of Conduct 2012 and has not failed to comply with the Property Factor Code of Conduct 2021."
FTS/HPC/PF/22/4324 | FTS/HPC/PF/22/4325 2023-09-19
PFEO Complied PFEO Issued £345

The tribunal found the factor in breach of the Code of Conduct and proposed an order requiring them to credit the applicant's account and make a further payment to him.

Communication Financial Maintenance Consultation Complaints Handling
"The Tribunal proposes to make a property factor enforcement order ("PFEO")."
FTS/HPC/LM/23/0214 2023-08-16
PFEO Proposed

The tribunal initially proposed a PFEO but then decided not to issue it after the factor credited the homeowner's account with £200, which was the same amount as a goodwill offer made earlier.

Communication Debt Recovery
"The tribunal decides not to issue a Property Factor Enforcement Order."
FTS/HPC/PF/22/2960 2023-08-01
Factor Complied

The homeowner alleged the factor breached multiple sections of the Code of Conduct, but the Tribunal determined no breaches occurred and dismissed the application.

Communication Financial Insurance Other
"The Property Factor has not failed to comply with its duties under section 14(5) of the Property Factors (Scotland) Act 2011 Act in that it did not fail to comply with Sections 1, 3.2, 3.3, 3.4 and 5.3 of the Code of Conduct for Property Factors."
FTS/HPC/PF/22/2528 2023-06-26
PFEO Breached PFEO Issued

The Tribunal determined that Hacking and Paterson failed to comply with a previous PFEO requiring a clear and transparent account and reconciliation of funds.

Financial Communication Other
"The Tribunal determine that the Factor has failed to comply with Clause Two of the PFEO."
FTS/HPC/PF/22/3616 2023-05-25
PFEO Proposed

The Tribunal found a breach of the Code. A PFEO was proposed, requiring the factor to reimburse the homeowner for gritting costs since 2018.

Communication Other
"The Tribunal proposes to make a property factor enforcement order ("PFEO")."
FTS/HPC/PF/22/1581 2023-05-17
PFEO Complied PFEO Issued

The tribunal found that the factor breached the Code of Conduct. A PFEO was issued, ordering the factor to remove £600 from the homeowner's account, which the factor complied with.

Communication Financial Debt Recovery Complaints Handling
"The Property Factor is required to remove the sum of £600, which is comprised of late payment charges and the registering of a Notice of Potential Liability, from the Homeowner’s account."
FTS/HPC/PF/22/1885, FTS/HPC/PF/22/1887 2023-05-09
Factor Complied

The tribunal found that the factor did not breach the Code of Conduct in relation to the homeowner's complaints, and dismissed the application.

Financial Communication Maintenance Other
"The Factor has not failed to comply with its duties under section 14(5) of the 2011 Act."
FTS/HPC/LM/22/4257 | FTS/HPC/LM/22/4258 | FTS/HPC/LM/22/4259 | FTS/HPC/LM/22/4260 | FTS/HPC/LM/22/4261 | FTS/HPC/LM/22/4262 | FTS/HPC/LM/22/4263 | FTS/HPC/LM/22/4264 | FTS/HPC/LM/22/4265 | FTS/HPC/LM/22/4266 2023-04-20
Rejected - Procedural

The tribunal rejected the homeowners' application because they failed to provide the required information and documentation as per the rules and the 2011 Act.

"The Legal Member therefore determines that the application cannot be accepted. The application is rejected on that basis."
FTS/HPC/PF/22/2635 2023-04-18
PFEO Complied PFEO Issued £270

The tribunal found the property factor breached its duties in relation to the cleaning contractors and apportionment of charges and issued a PFEO requiring payment of compensation.

Maintenance Communication
"The Tribunal proposes to make a property factor enforcement order ("Property Factors EO")."
FTS/HPC/LM/22/4137 2023-04-17
Factor Complied

The homeowner alleged the factor breached duties by charging a £100 apportionment fee. The tribunal found the fee was in line with the factor's written statement and dismissed the application.

Financial
"The Tribunal determine that the Property Factor charged the apportionment fee in line with their written statement of services and schedule of fees and the Property Factor has not failed to comply with the property factor’s duties."
FTS/HPC/LM/23/0962 2023-03-14
Rejected - Procedural

The Tribunal rejected the homeowner's application because they failed to provide required information, including evidence of notifying the Property Factor of their concerns.

"The Legal Member therefore determines that the application cannot be accepted. The application is rejected on that basis."
FTS/HPC/PF/21/2237 2023-01-26
PFEO Proposed

The tribunal found the factor breached the Code of Conduct. The tribunal proposed to make a Property Factor Enforcement Order for compensation of £2,500.

Communication Financial Debt Recovery Complaints Handling
"The Tribunal proposes, therefore, to make a Property Factor Enforcement Order requiring the property factors to pay the homeowner the sum of £2,500 as reasonable compensation for the inconvenience and distress caused by the property factors’ failures to comply with the Code of Conduct."
FTS/HPC/LM/22/1797 2023-01-23
Factor Complied

The homeowner alleged a breach of the Code. The tribunal found the property factor did not appoint the contractor and thus had no obligation under the Code, dismissing the homeowner's application.

Maintenance Other
"The Tribunal, having found that the Property Factor did not appoint Ritchie Property Services Limited the contractor, determined that the Property Factor was not under an obligation to take reasonable steps with regard to that contractor having public liability insurance, and so did not breach Section 6.8 of the Code."
FTS/HPC/PF/22/2047 2022-11-22
Factor Complied

The homeowner alleged several breaches of the Code, but the tribunal found the property factor had complied with the Code and dismissed the application.

Communication Debt Recovery
"The Tribunal unanimously determined that the respondent has complied with the Code of Conduct for Property Factors (“the Code”)."
FTS/HPC/PF/21/2798 2022-06-01
Breach - No Order

The tribunal found the factor breached its duties by failing to properly consider the homeowner's complaint and to provide a satisfactory explanation for the charges. However, the tribunal determined that the developer's explanation resolved the issue, and no further action was needed.

Communication Financial Other
"We do not consider therefore that there would be any requirement for a property factor enforcement order to be made in this case."
FTS/HPC/PF/21/1604 2022-04-12
Breach - No Order

The Tribunal found that the Property Factor failed to respond to the homeowner's request for a common repair. However, the Tribunal decided not to issue a Property Factor Enforcement Order.

Other
"The Tribunal has determined that it should not make a Property Factor Enforcement Order (“PFEO”)."
FTS/HPC/PF/21/3005 2022-02-15
Factor Complied

The homeowner alleged the factor overcharged for services. The tribunal found no breach of the Code of Conduct and dismissed the homeowner's application.

Financial Communication Other
"The Tribunal determined that the Property Factor has not failed to carry out its property factor duties in terms of section 17(1) of the 2011 Act, and has not failed to comply with the Code."
FTS/HPC/PF/21/1698 2022-02-08
PFEO Proposed £500

The Tribunal found the factor in breach of the Code of Conduct for not dealing with the homeowner's complaint quickly and fully. The Tribunal initially proposed a PFEO, but the factor paid the homeowner £500 compensation before the PFEO was made so the Tribunal determined that a PFEO was not necessary.

Communication Financial
"The Tribunal’s view was that the property factors should recalculate the apportionment of hot water charges included in bills covering the period from 30 May 2020 to date and should refund to the homeowner any sums by which he has been overcharged."
FTS/HPC/PF/21/2534 2022-01-11
PFEO Complied PFEO Issued

The Tribunal determined Hacking & Paterson had complied with a previously issued PFEO related to consultation regarding services.

Consultation
"The Tribunal unanimously determined that the respondent has complied with the PFEO issued on 25 February 2022, and accordingly the Tribunal determined to issue a Certificate of Completion in confirmation that compliance had been achieved."
FTS/HPC/PF/21/2287 2022-01-05
Rejected - Procedural

The tribunal rejected the application because the applicant failed to provide the requested information.

"The Tribunal rejects the application by the applicant dated 27th June 2021, being an application under section 17(1) of the Property Factors (Scotland) Act 2011."
FTS/HPC/PF/21/2967 2021-11-23
Rejected - Procedural

The Tribunal rejected the homeowner's application because the homeowner did not comply with requests for further information and documentation.

"The application is rejected on that basis."
FTS/HPC/PF/21/2285 2021-11-11
Rejected - Procedural

The Tribunal rejected the homeowner's application because she failed to provide the necessary information and documents.

"The Legal Member therefore determines that the application cannot be accepted. The application is rejected on that basis."
FTS/HPC/PF/21/2286 2021-11-11
Rejected - Procedural

The Tribunal rejected the homeowner's application because the homeowner failed to provide requested information and documentation, violating procedural rules.

"The Legal Member therefore determines that the application cannot be accepted. The application is rejected on that basis."
FTS/HPC/PF/21/1086 2021-05-10
Rejected - Procedural

The Tribunal rejected the homeowner's application because the homeowner failed to provide the necessary information as required by the rules and the 2011 Act.

"The application is rejected on that basis."
FTS/HPC/PF/21/0052 2021-03-18
Factor Complied

The homeowner claimed the factor failed to apply the deed of condition regarding garden maintenance. The tribunal found no breach of duty, as the homeowner still benefits from maintenance of common areas within the development, and dismissed the application.

Maintenance Financial Other
"The Tribunal unanimously determined that there has been no failure by the property factor to carry out the Property Factors’ duties in terms of section 17 of the Act."
FTS/HPC/PF/24/3638
PFEO Proposed

The Tribunal found the Property Factor breached the Code of Conduct and proposed a Property Factor Enforcement Order, although no order was made at this stage.

"The Tribunal proposed to make a Property Factor Enforcement Order."

How We Calculate Ratings

Ratings are based on a factor's adjusted adverse case rate per 10,000 properties for cases initiated since 2021. Cases involving Property Factor Enforcement Orders (PFEOs) are weighted more heavily.

Rating Bands

CLEAN Zero adverse cases since 2021
GREEN Adjusted rate of 10 or fewer per 10,000 properties
ORANGE Rate between 11–30 per 10,000, OR 2+ PFEO breaches
RED Rate above 30 per 10,000 properties
LIMITED Fewer than 50 properties (insufficient data)

Special Rules

  • Factors with only 1–2 adverse cases (no PFEO breaches) are capped at GREEN
  • 2+ PFEO breaches = minimum ORANGE rating regardless of case rate

Read our full methodology →

Data Updates

  • Last updated: 2026-03-05
  • Next update:

We update quarterly. For the latest decisions, search the HPC directly →

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