Charles White Limited has faced 30 tribunal cases since 2021, with 23 upheld or partially upheld (82%). Most recent: 2025-12-19.

Tribunal Rating RED How is this calculated?
30 Cases
82% Upheld (avg: 69%)
24.7 Rate/10k (avg: 4.7)
14 PFEOs
£3,450 Compensation

Cases Over Time

2021
3
2022
5
2023
7
2024
11
2025
4
2026
0

Outcomes

13 PFEO Complied 43%
5 Factor Complied 17%
4 PFEO Pending 13%
3 Breach - No Order 10%
3 PFEO Proposed 10%
2 Rejected - Procedural 7%

Complaint Types

Based on 28 analysed cases.

Communication
25
Maintenance
15
Financial
14
Other
11
Complaints Handling
9
Consultation
7
Debt Recovery
5
Insurance
3
Disclosure
2

Enforcement & Compensation

Enforcement Orders (PFEOs)

14 of 30 cases (47%)

Compensation Awarded

£3,450 total

Largest: £500 (FTS/HPC/PF/23/2830)

Notable Cases

FTS/HPC/PF/24/1078
PFEO Pending ⚠ PFEO Issued
2025-12-19 · £150 compensation

The tribunal found that Charles White Ltd failed to carry out their duties to a reasonable standard and issued a PFEO requiring them to issue an apology and pay the applicant £150.

Other
"The Tribunal order the Respondent to pay to the Applicant the sum of £150 for his time, effort, and inconvenience,"
FTS/HPC/LM/24/1367
PFEO Pending ⚠ PFEO Issued
2025-03-13

The Tribunal determined the factor breached the Code of Conduct. A PFEO was made requiring the factor to submit documentation regarding CRM training.

Communication Disclosure Other
"The Respondent is to submit to the Tribunal satisfactory documentation confirming a regular and appropriate training schedule for their customer relations managers (CRMs”"
FTS/HPC/PF/23/4521
PFEO Complied ⚠ PFEO Issued
2024-11-12

The Tribunal found that the property factor had failed to comply with certain sections of the Code of Conduct and proposes to issue a Property Factor Enforcement Order.

Communication Financial Maintenance Consultation Other
"The Tribunal proposes to make a Property Factor Enforcement Order."
FTS/HPC/PF/23/2339
PFEO Complied ⚠ PFEO Issued
2024-08-15 · £100 compensation

The Tribunal found that Charles White Limited had fully complied with the Property Factor Enforcement Order that was previously made.

Communication Maintenance Other
"The Tribunal determined that the Property Factor has complied with the Property Factor Enforcement Order in full."
FTS/HPC/PF/23/2331
PFEO Complied ⚠ PFEO Issued
2024-08-15 · £100 compensation

The tribunal found that Charles White Limited had fully complied with the Property Factor Enforcement Order, which had been issued earlier.

Maintenance
"The Tribunal determined that the Property Factor has complied with the Property Factor Enforcement Order in full."

All Cases

Date Reference Outcome PFEO Comp.
2025-12-19 FTS/HPC/PF/24/1078 PFEO Pending PFEO £150 Details
2025-10-21 FTS/HPC/LM/24/3764 Breach - No Order Details
2025-06-10 FTS/HPC/PF/24/1936 | FTS/HPC/PF/24/1937 PFEO Proposed Details
2025-03-13 FTS/HPC/LM/24/1367 PFEO Pending PFEO Details
2024-12-05 FTS/HPC/PF/23/2570 Breach - No Order Details
2024-12-03 FTS/HPC/PF/24/1410 | FTS/HPC/PF/24/4245 Factor Complied Details
2024-11-12 FTS/HPC/PF/23/4521 | FTS/HPC/PF/24/1454 | FTS/HPC/PF/24/2449 | FTS/HPC/PF/24/2731 PFEO Complied PFEO Details
2024-08-15 FTS/HPC/PF/23/2339 PFEO Complied PFEO £100 Details
2024-08-15 FTS/HPC/PF/23/2331 PFEO Complied PFEO £100 Details
2024-08-15 FTS/HPC/PF/23/1789 PFEO Complied PFEO £100 Details
2024-08-15 FTS/HPC/PF/23/1724 PFEO Complied PFEO Details
2024-08-15 FTS/HPC/PF/23/2342 Rejected - Procedural Details
2024-05-22 FTS/HPC/PF/23/2830 PFEO Complied £500 Details
2024-05-16 FTS/HPC/PF/23/0621 PFEO Complied PFEO £200 Details
2024-02-12 FTS/HPC/PF/23/2439 Factor Complied Details
2023-12-15 FTS/HPC/PF/23/1545 Breach - No Order Details
2023-10-31 FTS/HPC/PF/23/0063 PFEO Proposed Details
2023-07-19 FTS/HPC/PF/23/0692 Factor Complied Details
2023-06-14 FTS/HPC/LM/23/0252 PFEO Pending PFEO Details
2023-03-17 FTS/HPC/PF/21/2238 PFEO Pending PFEO £500 Details
2023-02-06 FTS/HPC/LM/22/3463 + 3860 PFEO Complied PFEO Details
2023-02-06 FTS/HPC/LM/22/3463 | FTS/HPC/LM/22/3860 PFEO Complied Details
2022-08-30 FTS/HPC/PF/22/0281 PFEO Complied PFEO £500 Details
2022-08-30 FTS/HPC/PF/22/0306 PFEO Complied PFEO £500 Details
2022-08-11 FTS/HPC/PF/22/1140 PFEO Complied £500 Details
2022-05-27 FTS/HPC/LM/22/0360 PFEO Complied PFEO Details
2022-04-01 FTS/HPC/PF/21/2198 PFEO Proposed £300 Details
2021-11-17 FTS/HPC/PF/21/2376 Rejected - Procedural Details
2021-10-18 FTS/HPC/PF/21/1543 Factor Complied Details
2021-08-09 FTS/HPC/LM/21/0844 Factor Complied Details

Data from Housing & Property Chamber. Cases initiated since 2021..

Case Details

Click "Details" in the table above to jump to a case.

FTS/HPC/PF/24/1078 2025-12-19
PFEO Pending PFEO Issued £150

The tribunal found that Charles White Ltd failed to carry out their duties to a reasonable standard and issued a PFEO requiring them to issue an apology and pay the applicant £150.

Other
"The Tribunal order the Respondent to pay to the Applicant the sum of £150 for his time, effort, and inconvenience,"
FTS/HPC/LM/24/3764 2025-10-21
Breach - No Order

The tribunal determined the property factor failed to comply with Section 5.4 of the Code of Conduct, but declined to issue a Property Factor Enforcement Order.

Communication Financial Insurance Maintenance Complaints Handling
"The First-tier Tribunal for Scotland (Housing and Property Chamber) (“the Tribunal”) determined that the Property Factor has failed to comply with the Section 14 duty in terms of the Act in respect of compliance with Section 5.4 of the Property Factor Code of Conduct 2021 (“the Code”) but decided not to make a Property Factor Enforcement Order."
FTS/HPC/PF/24/1936 | FTS/HPC/PF/24/1937 2025-06-10
PFEO Proposed

The tribunal found that Charles White Ltd breached the Code of Conduct and proposed a Property Factor Enforcement Order for inappropriate charges.

Financial Debt Recovery Complaints Handling
"We propose to make a property factor enforcement order (“PFEO”). The terms of the proposed PFEO are set out in the attached document."
FTS/HPC/LM/24/1367 2025-03-13
PFEO Pending PFEO Issued

The Tribunal determined the factor breached the Code of Conduct. A PFEO was made requiring the factor to submit documentation regarding CRM training.

Communication Disclosure Other
"The Respondent is to submit to the Tribunal satisfactory documentation confirming a regular and appropriate training schedule for their customer relations managers (CRMs”"
FTS/HPC/PF/23/2570 2024-12-05
Breach - No Order

The tribunal found Charles White LTD in breach of the Code of Conduct in a minor way, but did not issue a Property Factor Enforcement Order.

Communication Maintenance Financial Complaints Handling
"the Tribunal found no basis for making a Property Factor Enforcement Order in terms of Section 19 (2) of the Act."
FTS/HPC/PF/24/1410 | FTS/HPC/PF/24/4245 2024-12-03
Factor Complied

The tribunal found in favor of the property factor, determining they hadn't failed to comply with their duties or the code of conduct, therefore, the application was dismissed.

Communication Maintenance Financial Debt Recovery Consultation Other
"The First-tier Tribunal for Scotland (Housing and Property Chamber) (“the Tribunal”) determined that the Property Factor has not failed to comply with the Property Factor’s Duties and has not failed to comply with the Code of Conduct for Property Factors."
FTS/HPC/PF/23/4521 | FTS/HPC/PF/24/1454 | FTS/HPC/PF/24/2449 | FTS/HPC/PF/24/2731 2024-11-12
PFEO Complied PFEO Issued

The Tribunal found that the property factor had failed to comply with certain sections of the Code of Conduct and proposes to issue a Property Factor Enforcement Order.

Communication Financial Maintenance Consultation Other
"The Tribunal proposes to make a Property Factor Enforcement Order."
FTS/HPC/PF/23/2339 2024-08-15
PFEO Complied PFEO Issued £100

The Tribunal found that Charles White Limited had fully complied with the Property Factor Enforcement Order that was previously made.

Communication Maintenance Other
"The Tribunal determined that the Property Factor has complied with the Property Factor Enforcement Order in full."
FTS/HPC/PF/23/2331 2024-08-15
PFEO Complied PFEO Issued £100

The tribunal found that Charles White Limited had fully complied with the Property Factor Enforcement Order, which had been issued earlier.

Maintenance
"The Tribunal determined that the Property Factor has complied with the Property Factor Enforcement Order in full."
FTS/HPC/PF/23/1789 2024-08-15
PFEO Complied PFEO Issued £100

The Tribunal had previously issued a PFEO and, after a hearing, determined the factor had complied fully.

Communication Maintenance
"The Tribunal determined that the Property Factor has complied with the Property Factor Enforcement Order in full."
FTS/HPC/PF/23/1724 2024-08-15
PFEO Complied PFEO Issued

The tribunal found the property factor breached the Code of Conduct at multiple points, particularly related to calling an AGM without proper authority and misrepresenting information. The tribunal proposed making a Property Factor Enforcement Order.

Communication
"The First-tier Tribunal proposed to make a Property Factor Enforcement Order."
FTS/HPC/PF/23/2342 2024-08-15
Rejected - Procedural

The tribunal dismissed the application because the homeowner's application did not satisfy the requirements of Section 17 of the Property Factors (Scotland) Act 2011, specifically regarding the notice provided to the factor and the reasons for the alleged breaches.

Communication Consultation Financial Maintenance Other
"As the Application does not comply with the Act, the Tribunal dismisses it without Order."
FTS/HPC/PF/23/2830 2024-05-22
PFEO Complied £500

The Tribunal found the factor had breached the code and proposed a PFEO. The PFEO was made and the factor complied with the order.

Communication Maintenance
"The Tribunal having determined that the proposed Property Factor Enforcement Order dated 4 June 2024 (‘PFEO’) relating to the Property has been complied with, decided that a PFEO is not required."
FTS/HPC/PF/23/0621 2024-05-16
PFEO Complied PFEO Issued £200

The tribunal found the factor breached the code and issued a PFEO that required the factor to remove late payment charges and pay the homeowner £200. The factor complied with the PFEO.

Communication Financial Debt Recovery
"The Property Factor is required to (i) Remove all late payment charges occurring from 18th February 2021 to date from the Homeowner’s account. (ii) Pay to the Homeowner within 14 days of intimation to them of the PFEO the sum of £200 from their own funds to compensate the Homeowner for the distress, frustration and inconvenience caused as a result of the Property Factor’s failure to comply with the Code of Conduct for Property Factors."
FTS/HPC/PF/23/2439 2024-02-12
Factor Complied

The homeowner alleged the property factor breached the Code of Conduct. The Tribunal found the factor had not breached any standards, and dismissed the application.

Communication Maintenance Complaints Handling
"the Tribunal finds that the Respondent has not breached any of the standards of the Code."
FTS/HPC/PF/23/1545 2023-12-15
Breach - No Order

The Tribunal found that the Property Factor had failed to comply with the Property Factor Duties because they did not have authority to instruct the lift repair. The Tribunal declined to make a Property Factor Enforcement Order.

Communication Maintenance Consultation Other
"The First-tier Tribunal declined to make a Property Factor Enforcement Order."
FTS/HPC/PF/23/0063 2023-10-31
PFEO Proposed

The tribunal found the property factor failed to investigate complaints about the quality of work and compliance with the contract, constituting a breach of duty.

Communication Maintenance Financial Other Consultation
"The Tribunal determined that the Property Factor has failed to comply with OSP 2, 3, 4, 6 and 11 of the Property Factor Code of Conduct as required by Section 14(5) of the Act. The Property Factor has also failed to carry out its property factor duties to a reasonable standard."
FTS/HPC/PF/23/0692 2023-07-19
Factor Complied

The homeowner alleged the factor failed to comply with the Code of Conduct. The tribunal found no breach of the Code.

Communication Maintenance Financial Consultation Complaints Handling
"The First-tier Tribunal for Scotland (Housing and Property Chamber) decided that the property factors had not failed to comply with OSPs 4, 6 and 11 and Sections 1, 2.1, 6.1, 6.4, 6.6 and 6.12 of the Property Factors Code of Conduct effective from 1 October 2012 and had not failed to carry out the property factor’s duties."
FTS/HPC/LM/23/0252 2023-06-14
PFEO Pending PFEO Issued

The tribunal found the factor breached its duties, specifically by exceeding its delegated authority for repairs and not identifying the invoice errors. The tribunal issued a Property Factor Enforcement Order for a refund of £75.

"Within 35 days of the date of the communication to the Respondent of this property factor enforcement order, the Respondent must: Pay to the Applicant the sum of £75..."
FTS/HPC/PF/21/2238 2023-03-17
PFEO Pending PFEO Issued £500

The tribunal found the factor in breach of the Code of Conduct for failing to respond promptly to a homeowner's report of a leak. The tribunal issued a Property Factor Enforcement Order for £500.

Communication Maintenance
"The tribunal is therefore driven to the conclusion that the property factor has failed in the duties under the Code of Conduct for Property Factors."
FTS/HPC/LM/22/3463 + 3860 2023-02-06
PFEO Complied PFEO Issued

The tribunal found the factor had failed to comply with its duties and issued a PFEO. The tribunal later determined the factor had complied with the order and no further action was required.

Communication Other
"The Tribunal has determined that the Factor has complied in full with the terms of the proposed Property Factor Enforcement Order (“PFEO”) issued on 14 November 2018 therefore no further action is required."
FTS/HPC/LM/22/3463 | FTS/HPC/LM/22/3860 2023-02-06
PFEO Complied

The Tribunal found the factor in breach of the Code of Conduct and issued a PFEO. The Tribunal subsequently determined the factor fully complied with the PFEO.

Communication Financial Other
"The Tribunal proposes to make a property factor enforcement order ("PFEO"). The terms of the proposed PFEO are set out in the attached Section 19(2) (a) Notice."
FTS/HPC/PF/22/0281 2022-08-30
PFEO Complied PFEO Issued £500

The tribunal found the factor had failed to comply with their duties, issued a PFEO for compensation, and the factor then complied with the order.

Communication Financial Insurance
"The Tribunal determined that the property factors have complied with the terms of the Property Factor Enforcement Order made on 8 September 2022."
FTS/HPC/PF/22/0306 2022-08-30
PFEO Complied PFEO Issued £500

The Tribunal found the factor in breach of the Code of Conduct for providing incorrect information leading to overpayment of insurance premiums. A Property Factor Enforcement Order was proposed and issued, requiring the factor to pay the homeowner £500, which they complied with.

Communication Financial Insurance
"The Tribunal proposes to make the following Property Factor Enforcement Order (“PFEO”): “Within one month of the communication to the property factors of the PFEO, the property factors shall pay to the homeowner the sum of £500 by way of compensation for inconvenience and distress.”"
FTS/HPC/PF/22/1140 2022-08-11
PFEO Complied £500

The Tribunal found the factor had breached the code. The tribunal proposed a PFEO. The factor complied with the proposed PFEO, so a formal order was not needed.

Communication Financial Debt Recovery Complaints Handling Disclosure Other
"The Tribunal determines that, the Property Factor having carried out the actions required by its proposed Property Factor Enforcement Order (“PFEO”), there is no need to make the PFEO."
FTS/HPC/LM/22/0360 2022-05-27
PFEO Complied PFEO Issued

The tribunal found a breach of OSP 11 (failure to respond in a timely manner) and issued a PFEO requiring the factor to respond to an enquiry regarding drainage work. The factor subsequently provided a response to the homeowner.

Communication Maintenance
"The Tribunal order the Property Factor to provide the Homeowner with a response to his enquiry dated 3 January 2022 regarding the invoice issued in relation to the drainage work, within 28 days of intimation of the PFEO."
FTS/HPC/PF/21/2198 2022-04-01
PFEO Proposed £300

The tribunal found the factor failed to respond to complaints within prompt timescales (breach of section 2.5 of the Code) and proposed a Property Factor Enforcement Order, awarding the homeowner £300 compensation.

Communication Complaints Handling
"The Tribunal considered that the sum of £300.00 was appropriate compensation having regard to both the anxiety and distress caused to the Homeowner by the Property Factor’s failure in respect of the Code and in respect of the Homeowner’s time and inconvenience in dealing with the complaints process and Tribunal proceedings."
FTS/HPC/PF/21/2376 2021-11-17
Rejected - Procedural

The Tribunal rejected the homeowner's application because the homeowner failed to provide necessary information and documentation as required by the rules and the Act.

"the application should be rejected in terms of Rule 8(1) (c) which states that an application must be rejected if the Tribunal has “good reason to believe that it would not be appropriate to accept the application.”"
FTS/HPC/PF/21/1543 2021-10-18
Factor Complied

The tribunal found no breach of the code of conduct by the property factor and dismissed the homeowner's application regarding debt recovery procedures.

Communication Financial Debt Recovery Complaints Handling
"The Tribunal, having made such enquiries as it saw fit for the purposes of determining whether the property factor has complied with the code of conduct as required by Section 14 of the 2011 Act, determined that the property factor has not breached the code of conduct for property factors and has not failed to carry out its duties in terms of s.17 of the Property Factors (Scotland) Act 2011."
FTS/HPC/LM/21/0844 2021-08-09
Factor Complied

The homeowner alleged breaches of the Code of Conduct and failure to comply with duties, but the Tribunal found no evidence to support these claims and dismissed the application.

Communication Consultation Complaints Handling
"the Tribunal finds no evidence that the property factor has failed to comply with the introduction to section 1, with sections 2.1 or 7.1 of the Code and no evidence that the property factor has failed to comply with the Property Factor’s duties as required by section 17 (1) (a) of the Act."

How We Calculate Ratings

Ratings are based on a factor's adjusted adverse case rate per 10,000 properties for cases initiated since 2021. Cases involving Property Factor Enforcement Orders (PFEOs) are weighted more heavily.

Rating Bands

CLEAN Zero adverse cases since 2021
GREEN Adjusted rate of 10 or fewer per 10,000 properties
ORANGE Rate between 11–30 per 10,000, OR 2+ PFEO breaches
RED Rate above 30 per 10,000 properties
LIMITED Fewer than 50 properties (insufficient data)

Special Rules

  • Factors with only 1–2 adverse cases (no PFEO breaches) are capped at GREEN
  • 2+ PFEO breaches = minimum ORANGE rating regardless of case rate

Read our full methodology →

Data Updates

  • Last updated: 2026-03-05
  • Next update:

We update quarterly. For the latest decisions, search the HPC directly →

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